Employee Benefits – COTA

Employee Benefits

COTA offers a competitive benefits package for its employees.

Full-Time Employees

Medical, dental, and vision benefits are available only to full-time employees.

Medical/Prescription Insurance

COTA offers a rich Medical/Prescription benefit plan through Medical Mutual of Ohio with shared employer and employee premiums. Eligible employees who have other Medical Insurance may waive this coverage and receive an opt out payment.

Dental Insurance

COTA offers Dental benefits through Delta Dental of Ohio with shared employer and employee premiums.

Vision Insurance

COTA offers Vision benefits through Medical Mutual of Ohio with shared employer and employee premiums.

Health Flexible Spending Account

Employees may save money by making pre-tax contributions to a Health Flexible Spending Account to be used for eligible medical expenses incurred by the employee and their dependents. These accounts are managed by Chard Snyder and expenses can be paid with the Benny prepaid benefit card or claims may be submitted by e-mail, fax, online or U.S. mail.

Dependent Care Spending Account

Employees may save money by making pre-tax contributions to a Dependent Care Spending Account to be used for the care of dependent children under the age of 13 or dependents of any age who are unable to care for themselves.

Basic Life Insurance and Accidental Death & Dismemberment Insurance

COTA provides policies of $50,000 in Basic Life Insurance as well $50,000 in Accidental Death & Dismemberment for eligible Union employees. Eligible Non-Union employees are provided policies of 2 times the employee’s basic annual earnings, up to a maximum of $150,000, in Basic Life Insurance as well as Accidental Death & Dismemberment.

Short Term Disability

Eligible employees experiencing a disability from a covered injury, sickness or pregnancy may receive short term income protection beginning on the 8th day of disability and may continue up until the 180th day.

Long Term Disability

Long Term Disability is provided for eligible Non-Union employees for covered absences of more than 6 months and may continue until the employee is no longer disabled, reaches age 70, or retires.

Biometric Screening & Wellness Opportunities

COTA partners with Interactive Health, Inc. to offer comprehensive biometric screening to encourage a healthy lifestyle and awareness of personal health. Participation in this program gives employees a reduction in their health insurance premiums.

Fitness & Wellness Reimbursement

COTA employees may receive reimbursement for participation in approved fitness and wellness programs that encourage and support developing healthier lifestyles.

Tuition Reimbursement

COTA offers Tuition Reimbursement to all full time employees who have at least one year of tenure with the company.

Full and Part-Time Employees

The following benefits are available to all employees.

Employee Assistance Program

COTA’s EAP through ComPsych provides free confidential counseling services for employees and their dependents as well as support, resources and information for a wide variety of personal and work-life issues.

Supplemental Insurance Benefits

COTA offers supplemental Life, Accidental Death & Dismemberment, Dental, Vision, AFLAC, and Whole Life Insurance options. Employee premiums are paid by direct payroll deduction.

Credit Unions

COTA employees are given the opportunity to use the CME Federal Credit Union and Bridge Credit Union that offer various accounts, credit cards and loan services.


As a public employer, all COTA employees are members of the Ohio Public Employees Retirement System (OPERS), which provides benefits for retirees, surviving spouses, dependent children and dependent parents.

457(b) Deferred Compensation Plan

Employees may elect to save and invest money in a tax-deferred account in order to prepare financially for retirement through Ohio Deferred Compensation.

Personal Training and Development

COTA promotes learning and development across the organization. Training starts with onboarding for new hires to continued development of the tenured employees and Leadership Team. Training includes Soft Skills Training, Leadership Training, Compliance Training and Technical Training.

Job Advancement

COTA gives current employees priority consideration for advancement within the company. All open positions are posted internally at all COTA locations for a one-week period.

Performance Incentive Compensation (PIC) Program

The PIC program is used to recognize and reward employees for achieving outstanding Authority-wide performance and meeting objectives in expense control, ridership, on-time performance, customer satisfaction, service reliability, and safe operations.

Wellness Programs

COTA is committed to improving the health and wellbeing of all of its employees.  On-site wellness programs and opportunities include fitness centers, free produce events, regular cooking classes/demonstrations, chair massages, fitness and sports competitions, annual preventative screenings, dietician and health coach visits, financial wellness seminars, and online portals and newsletters for tracking upcoming events.

Additional Benefits

Additional Benefits include free bus passes, vacations, holidays and sick pay.